Finance, fintech, telcos & government
Accra
Software development, mobile money integration and AI consulting for Accra banks, fintechs, enterprises and public institutions.
Explore Accra
WEST AFRICA / GHANA
SJAIN Tech
Ghana.
Mobile money and e-VAT integration, microfinance platforms, traceability, apps and AI for Ghanaian businesses.
From MoMo reconciliation in Accra to distributor apps in Kumasi, freight tracking in Tema and cocoa traceability for exporters: connect payments, GRA and your core systems with one delivery partner.
Remote engineering from India. Local collaboration by agreement.
Accra · Kumasi · Takoradi · Tema · Tamale
GMT-aligned · morning overlap with India
Client & partner engagements
Built around your market
Engineering built around
how Ghana does business.
Mobile money first. e-VAT on every invoice. Susu collectors, traders and exporters who need records that work offline. We design around MoMo, GRA and your existing systems—and scope data protection and reliability alongside features.
01 / GHANA SERVICES
Mobile money & payment integration
MTN MoMo and mobile money API integration in Ghana: merchant collections, bulk disbursements, bank transfers and automated reconciliation.
02 / GHANA SERVICESGRA e-VAT invoicing integration
GRA e-VAT integration for Ghanaian businesses: connect your ERP, POS or billing system so VAT invoices are validated and reported automatically.
03 / GHANA SERVICESMicrofinance, rural bank & susu software
Microfinance and rural bank software in Ghana: susu collection apps, member mobile banking, USSD, loan workflows and mobile money integration.
04 / GHANA SERVICESCocoa, agritech & export traceability
Agritech and traceability software in Ghana for cocoa, cashew and shea: farmer mapping, purchase records, farm-to-port traceability and mobile money payouts.
05 / GHANA SERVICESMobile app & USSD development
Mobile app and USSD development in Ghana: Android-first apps with mobile money payments, offline support and USSD access for every customer.
06 / GHANA SERVICESPort logistics & freight software
Logistics software for Ghana: shipment tracking, clearing job files, haulage and warehouse management for Tema and Takoradi operators.
07 / GHANA SERVICESDedicated developers for Ghanaian teams
Hire dedicated developers for your Ghanaian startup or IT team: senior engineers from India working in GMT overlap under your product lead.
08 / GHANA SERVICESAI consulting & WhatsApp assistants
AI consulting in Ghana: WhatsApp customer assistants, document processing and internal knowledge search with human escalation and clear governance.
5 cities. Different priorities.
Start where your business operates.
Wholesale trade, distribution & manufacturing
Kumasi
Distribution, inventory and point-of-sale software for Kumasi wholesalers, traders, manufacturers and Ashanti Region businesses.
Explore KumasiOil & gas, mining & maritime services
Takoradi
Field operations, asset and compliance software for Takoradi oil and gas service firms, mining suppliers and Western Region logistics operators.
Explore TakoradiPort logistics, clearing & industry
Tema
Freight tracking, clearing and warehouse software for Tema clearing and forwarding agents, transporters, importers and manufacturers.
Explore TemaAgribusiness, shea, grain & development programmes
Tamale
Agritech, field data and programme reporting software for Tamale aggregators, shea and grain businesses and development organisations in Northern Ghana.
Explore TamaleFor agencies & advisers
Local relationships.
Shared delivery strength.
We are seeking Ghanaian digital agencies, accounting and banking-software consultants and agribusiness specialists for referrals, co-delivery and white-label engineering. Bring local context; we bring architecture and delivery capacity.
Explore partnershipHow an engagement starts
- 01
Understand the workflow
Share your systems, operating constraints and the result you need.
- 02
Agree the first release
Define scope, measurable outcomes, responsibilities and commercial terms.
- 03
Deliver with clear ownership
Work in documented increments with a named delivery lead and agreed overlap hours.
Questions from businesses in Ghana
Frequently asked questions
Do you have an office in Ghana?
No. Engineering is delivered remotely from India. Where a project needs on-the-ground support, we work with Ghanaian partners by written agreement.
How much do our working hours overlap?
India is 5 hours 30 minutes ahead of Ghana. Ghanaian mornings and early afternoons overlap with our working day, and meeting windows are agreed during discovery.
Can you integrate mobile money and GRA e-VAT?
Yes. We integrate the mobile money and bank APIs your business is approved for and connect your systems to e-VAT through the route GRA provides for your business.
Can you invoice in Ghana cedis?
Currency, payment schedule and invoicing are agreed in each proposal. We do not publish fixed local prices.
Do you help with Ghana Data Protection Act compliance?
We build engineering controls such as access management, logging and data minimisation. Legal interpretation of your obligations should come from your legal advisers.
How does a project start?
With a short discovery call about one workflow, then a written scope with outcomes, responsibilities and fees before any build begins.